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Maryniw: Engage employees to increase plan participation

Those who fail to maximize their contributions or take advantage of their employer match are missing important opportunities to help ensure they will reach their goals.  When combined with target date fund defaults, auto enrollment has helped enormously in getting employees started in their plans and contributing to investments that are aligned with their age and risk tolerance. At the end of 2011, plans featuring auto enrollment boasted an overall participation rate of 82 percent compared with an overall rate of 56 percent for plans without this feature.

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