Medical savings account

To the Editor:

As I see it, the problem with health care is who is going to pay? Not me. I believe and know from 73 years’ experience that many people go to the doctor or hospital thinking I don’t care what it costs because the insurance company will pay.

What we need is a medical savings account. You can put aside “X” dollars each year tax free. The unused balance would accumulate tax free until age 65, then you could have the balance tax free. Everyone would be spending their own money and would try to get good value for it. The government could pay for the very expensive procedures over $100,000.

PBS had a program on health care and part of the program was on tort reform. You get a good lawyer and he has a good day and you are awarded millions in malpractice. A small country in Northern Europe has, I believe, a five-person board that awards all the medical claims. The board was made up of a lawyer, doctor, nurse and so on. The people interviewed by “Frontline” were happy and thought they were fairly treated.

in the current system, you have a lot of procedures being used just in case there is a lawsuit. If everyone realized they would get a fair shake, a lot of this expense could be eliminated.

Walter J. Steffens

Johnsburg